Banks: The ugly

So you get irritated by banks? insurance companies? - you're not alone! about 6 bilion people are.

Delays

Banks in general seem to like to have a grip on your money, the longer the better. Not only do they have access to your money to invers (which they do pretty damned poorly, as we could see), but they also like to keep hold of it, not let you access it, and they use any excuse they can to justify it.